Chase Bank is the source of many wonderful credit-card deals, but their 5/24 rule can be a real nuisance. In essence, the rule is that Chase will not approve you for more (of certain types of) credit cards if you have received more than 5 credit cards in the last 24 months.
That is 5 credit cards from all banks combined! And if you are added as an authorized user to a credit card, that counts as one of the 5 also.
Now FrequentMiler has provided a YMMV method of possibly bypassing Chase’s 5/24 rule.
There is no universal answer, because the value of a point/mile depends strongly upon whether you prefer to fly Coach, Business or First Class; whether you prefer upscale or downmarket hotels; and whether you have status in a particular program.
Given all that, here is the updated list of values from The Points Guy:
Sometimes it’s easier to accumulate frequent flyer miles than it is to spend them economically. This happened to me this week, when I was trying to find award-seat availability for travel to Japan, with very limited time and date flexibility.
ExpertFlyer came to the rescue. It’s a subscription service, with a no-cost option, that assists in finding empty seats bookable with frequent-flyer miles.
When I checked on Tuesday, the flights I needed to be on simply had no available seats. So, I set some alerts with ExpertFlyer, so it would send me an email if anything opened up.
Sure enough, this morning there were three applicable emails in my Inbox. Seats on American Airlines flights had become available overnight, and I was able to put them on Hold.
ExpertFlyer saved the day for me, and I expect to continue my paid subscription. If you have frequent-flyer miles, it’s worth checking out the free option and see if it’s useful for you.
American Airlines has some great partners that serve the Middle East and India, including Etihad Airways, Jet Airways and Qatar Airways. You can use AAdvantage miles to fly on the partner airlines, with aircraft and service often superior to American itself.
You must route either non-stop from North America to destination, or through Europe…trans-Pacific flights to these destinations are not bookable with AAdvantage miles.